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Instantly verify if a bank account is open, active, or restricted — before sending funds.

Stop failed payments, reduce operational risk, and improve payout reliability. This check confirms the current operational status of any bank account in real time, helping you avoid sending funds to closed, frozen, or dormant accounts.

Trusted by 289,000+ businesses

What’s Verified

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Account
Operational Status

Real-Time Usability Check

Indicates if the account is currently able to receive payments.

Bounce Risk Scoring

Score indicating the likelihood of a transaction being rejected due to inactivity or restrictions.

Data Provenance

Response sourced directly from regulated financial institutions, partner banks, and open banking rails.

Timestamped Audit Trail

Full traceability for compliance and payment logs.

For Business Accounts — Additional Insights

When available, we also provide verified firmographic context:

Global Coverage

Supported in:

Europe (EU, UK, EEA)

United States & Canada

LATAM (Brazil, Mexico, Colombia & more)

APAC (Australia, Singapore, India, etc.)

MENA (UAE, Saudi Arabia, Egypt & others)

Coverage continuously expanding — reach out for detailed list by country.

Use Cases

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Access Methods

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API Integration

Ideal for automating payment flows and onboarding pipelines.

Web Dashboard

Use manually for one-off verifications or team-based workflows.

Batch Upload

Validate thousands of accounts at once via secure file upload.

Featured content

Expert Insights for Business Leaders

Browse the latest thought leadership, best practices, and in-depth insights from Dun & Bradstreet. From exploring the latest way to assess credit risk to utilizing master data, our experts introduce you to cutting-edge ideas that are impacting companies across diverse industries

Frequently asked questions

Absolutely. We adhere to all major data protection regulations, including GDPR.

Absolutely. We adhere to all major data protection regulations, including GDPR.

Absolutely. We adhere to all major data protection regulations, including GDPR.

Absolutely. We adhere to all major data protection regulations, including GDPR.

Absolutely. We adhere to all major data protection regulations, including GDPR.

Absolutely. We adhere to all major data protection regulations, including GDPR.

Absolutely. We adhere to all major data protection regulations, including GDPR.

Absolutely. We adhere to all major data protection regulations, including GDPR.

Start your business journey
better with MonitorPay

Schedule a 30 minute call to discuss your priorities and long term goals.

Enterprise-Grade by Default

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GDPR
Compliant

PSD2
Ready

AML
Ready

API-First
Architecture

No Storage of
Sensitive Data

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